Sorry to break into your privacy in this manner,
I'm Smadar Barber-Tsadik, Deputy Chief Executive Officer
of First International Bank of Israel Ltd (FIBI).
I am getting in touch with you regarding an extremely
important and urgent matter. If you would oblige me the
opportunity, I shall provide you with details upon your
response.

Faithfully,
Smadar Barber-Tsadik